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MANAGEMENT OF PENSION SCHEMES IN NIGERIA PUBLIC SERVICE (A CASE STUDY OF THE DEPARTMENT OF PENSION/ESTABLISHMENT, ENUGU STATE PUBLIC SERVICE)

 

 

ABSTRACT

          This research studied management of pension schemes in Nigeria public service. Using the Department of pensions/establishment Enugu State Public Service, as a case study.

          The need for the study rose from the poor performance of the schemes which have resulted to a number of problems such as the unwillingness of old workers of relinquish office for the younger generation due to poor pension plans, bribery and corruption in the Public Service, low moral in work etc.

          This research identified a number of problems investigated on their origin, sought the advise of experts and came up with a number of recommendation on the lapse found out during the research.

          Due to the vast nature of pensions management in the Nigeria, the researcher narrowed the study to the Department of Pension/Establishment, Enugu State Public Service due to certain limitations. Background and need for the study, statement of problem, objectives of study theoretical framework, research question, significance of study, limitation of study were discussed in chapter one.  All terms and acronyms were also defined in chapter one.

          Chapter two reviewed all literature related to the study while chapter three deals with data presentation, analyses finding, recommendations and conclusion made by the researcher.  With the recommendations, it was hoped that a lot of good will come to the management of pension schemes in Nigeria.

 

CHAPTER ONE

INTRODUCTION

1.1    GENERAL BACKGROUND AND NEED FOR THE STUDY

          The work that one does gives statues to the person.  It also gives a meaning to life and feeling of contribution to general welfare.  Work also permits a person to be active, energetic and to have constructive social interaction with others. Inspite of the fact that work brings fulfillment, one must retire from active service for one cannot deny the fact that as workers grow older, they make many adjustments and tend to develop gradually into a social group that is separate from the younger workers.  Increasing physical and mental limitation associated with advancing age make it difficult for such people to work safely and competently thereby maintaining previous levels of performance. At the stage of retirement, the worker’s output reaches diminishing returns.  It became necessary for the workers to stop working if his employer wants to minimize loss although not everyone would welcome the idea of retirement even with a generous pension.